1. Information Accuracy and Use:

By submitting a quote request, you represent and warrant that all information provided is accurate, complete, and truthful to the best of your knowledge. We use the information you provide solely to generate a quote and may not be used for any other purpose without your explicit consent. We are not responsible for any inaccuracies or errors in the quote if the information provided is incorrect.

2. Quote Validity and Non-Binding Nature:

This quote is an estimate and does not constitute a binding insurance policy or contract. The final policy terms, conditions, and premium will be outlined in a separate policy document, which will be issued upon acceptance and payment. We reserve the right to withdraw or modify the quote at any time prior to the issuance of a policy.

3. Liability:

We are not liable for any loss, damage, or injury arising from reliance on this quote or any information provided. We are not responsible for any actions taken or not taken based on this quote. To the extent permitted by law, our liability is limited to the amount of the quote itself.

4. Contact Consent:

By submitting a quote request, you consent to being contacted by us or our agents via phone, email, or other means to discuss your quote and policy options. You understand that we may use automated dialing systems or pre-recorded messages to contact you. You may opt-out of future communications by following the instructions provided in any communication from us.

5. Privacy Policy:

Your personal information will be handled in accordance with our Privacy Policy, which can be found on our website. We will not share your personal information with third parties without your consent, except as required by law.

6. Changes and Modifications:

We reserve the right to modify these terms and conditions at any time. Any changes will be posted on our website and will be effective immediately. Your continued use of our website after any changes means you accept those changes.

7. Governing Law:

These terms and conditions are governed by and construed in accordance with the laws of the State of Texas.

8. Entire Agreement:

These terms and conditions constitute the entire agreement between you and us regarding your online quote request and supersede all prior or contemporaneous communications and proposals, whether oral or written.